Funding & Capital Access

Strengthening the Link for Small Business Rural Banks
This research report focuses on issue of loaning credit to small enterprises.

Creating Rural Opportunity: CGPA’s State Policy Academy on Rural Competiveness, Final Report
This is the final report for the "Rural Economic and Community Development State Policy Academy" project, submitted by the Council of Governors' Policy Advisors (CGPA) on November 4, 1993. The project, jointly funded by the W.K. Kellogg Foundation, the Ford Foundation, and the Aspen Institute, aimed to translate rural research into actionable policy for state governments, build state capacity for comprehensive rural development strategies, and support states in setting policy goals and implementing programs.

Utilities and Industries: New Partnerships for Rural Development
The file discusses new partnerships between utilities and industries for rural development. It emphasizes the importance of utilities in stimulating economic development activities, particularly in small towns and rural areas that lack resources to cope with economic change. The document proposes a state-based program where utilities actively partner to encourage modernization of industrial process technologies.

Business Finance as a Tool for Development (book)
This book provides insight into successful development finance strategies, focusing on Linked deposit programs, loan guarantee and loan insurance programs, and business and industrial development corporations.

Draft Report on Financial service Industries in Rural Areas
Draft report seeks to analyze effect of technological innovation and deregulation on financial services industries in rural areas.

The Great Plains, Canada and Mexico: Policy Issues in Rural Development and the Free Trade Agreement
This paper, "The Great Plains, Canada and Mexico: Policy Issues in Rural Development and the Free Trade Agreement" by Cathy Quantic (August 1991), discusses the economic shift in North America from an east-west to a north-south orientation, largely driven by the Free Trade Agreement (FTA) with Canada and impending talks for an FTA with Mexico.

An Analysis of Rural Wastewater Facility Financing
Report is an effort to clarify the wastewater facility needs of rural and rural poor communities to assess the outlook for addressing these needs in light of changing environmental regulations.

Spatial Inequality: Regulatory Policy & Capacity
Paper argues that while increasing spatial inequality can be explained with reference to the internationalization of the U.S. economy and firm competitiveness, changing market conditions are not the only factors re-shaping the space economy.

The Impact of Deregulation on Rural Commercial Credit Availability in Four New England States: Empirical Evidence and Policy Implications
This report, "The Impact of Deregulation on Rural Commercial Credit Availability in Four New England States: Empirical Evidence and Policy Implications" by Deborah M. Markley, evaluates the effects of financial deregulation on the availability of commercial credit in rural areas, especially for small businesses. The study focuses on four New England states (Maine, Massachusetts, New Hampshire, and Vermont) which have a history of interstate banking and commercial lending by savings banks.

The Impact of Deregulation on Rural Commercial Credit Availability in Four New England States: Empirical Evidence and Policy Implications
Report highlights the role of Local commercial banks as an important source of capital for small businesses within their local service areas.

Foreign Investment, Industrial Linkages, and Regional Development.
Study focuses on the regional and rural implications of foreign direct investment in the United States (FDIUS).

Measuring the Cost and Accomplishments of Capital Subsidies: The Case of Rural UDAG Grants
Marie Howland's paper, "Measuring the Cost and Accomplishments of Capital Subsidies: The Case of Rural UDAG Grants," examines the effectiveness and cost of low-interest loan programs for economic development, focusing on the rural component of the Urban Development Action Grant (UDAG) program.