Small Business Rural Banks: Assessing and Strengthening the Link

View this Publication

Research focuses on issue of loaning credit to small enterprises. Discussion of Deborah M Markley’s research “The Impact of Deregulation on Rural Commercial Credit Availability in Four New England States: Empirical Evidence and Policy Implications.”

Research results point to businesses suffering from credit problems in markets dominated by large banks compared to markets with locally based independent banks/mixed market; small firms experience more difficulty in obtaining credit. Policy solutions include 1) incentivizing small business lending both by independent and affiliated banks; 2) additional publication of information from banks to improve marketing of credit opportunities for emerging businesses; 3) consider avenues for regulators to encourage competition from independent lenders.

Aspen Institute Community Strategies Group
Latest From Aspen CSG
outdoor rec report page cover
Mapping a New Terrain: Call to Action

As new rural outdoor recreation economies take root, we can meet this moment by improving how we do outdoor recreation development to better support rural families, businesses, and workers, create more sustainable and equitable economic systems, and improve local health and wellbeing.

Wealth Creation in Rural and Indigenous Places

Sep. 19th, 2023, 2PM

Learn how rural practitioners are advancing equitable prosperity and economic development in a way that embraces and strengthens the unique assets of rural regions.

WealthWorks: A Powerful Tool for Thriving Rural Places

WealthWorks is an approach to doing economic development differently that inspired and continues to inform the Thrive Rural Framework. Learn more about the WealthWorks approach.

Broadband technician working
Broadband Resources

A collection of broadband resources for funding, advocacy, and community program opportunities for rural community leaders.

collaborating partners
How To Organize a Rural Action Infrastructure

Discussion with rural leaders on the opportunity equitable outdoor recreation economies pose to rural areas.

Queer youth in celebratory gathering
Rural and Native Celebrations of the LGBTQ+ Community

A collection of rural, queer organizations and stories about rural communities and Native nations celebrating the LGBTQ+ community. Explore these moments to learn more about how queer people are celebrated in rural spaces. 

Brookings logo
Rural Policy Resources

A collection of resources provided by the Brookings Institution emerging from their rural research.